Debut post of my blog at Investor Education Fund now up

The first installment of my new blog at the Investor Education Fund’s Masters of Money initiative is now up. You can read segment one, Investing and Financial Independence, by clicking here.

Each blog entry is — by my standards anyway — a relatively short 400 words or so but I’ve structured the 6-month series (which appears weekly) as a kind of serial (Dickens style). So by the end, the whole series should amount to a short primer on Financial Independence: very similar to the themes being articulated at this web site.

In fact, those who read Peter Grandich’s blog may notice the IEF used the same rhetorical question: When is YOUR Findependence Day?

— 61 —

What’s that 61 all about?

P.S. For those curious about the 61 used above to denote the end of a blog post, this is something I’ve been doing for years at the Wealthy Boomer blog within FinancialPost.com. In the pre-computer days of print journalism, it was customary to end a four- or five-page submission with a “30” to indicate to typesetters or editors that there was no more copy to come. So I’ve adapted that custom and used a number that essentially answers the above question: When is Your Findependence Day? Right now, I’m 58 years old, so 61 indicates that I’m aiming to declare my personal achievement of Findependence three years from now, or early in 2014 upon my 61st birthday.

This number sometimes goes up to 62 or 63, usually when the market has tanked and I’m feeling pessimistic. Conversely, it sometimes falls to 60 if the market is doing especially well or if I’m feeling more frustrated than usual at my day job. Financial planner Fred Kirby even jokes about what he has dubbed Findex: he considers the numeral I use as a sort of reverse indicator of the markets: if the number rises because of bad markets, he considers that bullish for markets. If I’m optimistic and the Findex falls, he gets nervous. By the way, Fred is one of the best fee-only financial planners out there. His firm is Dimensional Investment Planning Inc. and you can find his site by clicking here.

 

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