The fruits of Findependence: kayaking with family in the fjords of Norway

Jon & Helen kayaking in a Norwegian fjord

While most of this blog emphasizes wealth creation, it should never be forgotten that every once in a while, once you’ve earned, saved and grown your money, there come times when some of it can actually be spent.

Yes, a luxurious vacation! Our family is currently in the second week of just such a vacation, in a Scandinavian adventure encompassing Sweden, Norway and now Denmark. Here’s a sample photograph of myself kayaking in a Norwegian fjord with daughter Helen. The rainbow says it all (it’s barely visible here smack in the centre of the photo where the slope of the mountain hits the water!)

Before this episode near Bergen, Norway, we had just completed an 11 kilometre bicycle ride through equally wonderful scenery: numerous waterfalls tumbling from tall cliffs, many trees and lakes almost reminiscent of Ontario’s Muskokas, and even porpoises and otters in the fjords. After this kayaking trip, we donned wetgear and went deeper into the fjord in a speedboat, which you can view with a photo I posted today on Twitter. (See my Twitter feed @jonchevreau).

Memories like these transcend financial considerations, especially when they are shared with family. But of course, experiences like this do require generous dollops of cash flow. It’s good to remind oneself during long stretches of earning, saving and investing that at some point there’s light at the end of the Findependence tunnel!

— 59 —




Podcast about Findependence Day with SPP’s Sheryl Smolkin

Thanks to Sheryl Smolkin of Moneyville and the Saskatchewan Pension Plan for the following 10-minute audio podcast about Findependence Day. Among the  many insightful questions Sheryl asked was whether the “Didi Quinlan” character was modelled after Gail Vaz-Oxlade, Suze Orman or other financial reality TV shows. She also probes about the origins of the Vinyl Museum and other aspects of the novel drawn from real life.

You can access the podcast by clicking here. Note that to get to the actual audio you need to click the blue segment entitled Jonathan Chevreau Podcast. Those who prefer to simply read an abbreviated (but not verbatim) transcript can just keep reading the text that follow’s Sheryl’s link.

The rose colored retirement dreams of the young

My latest Financial Independence blog at looks at BMO Retirement Institute’s study showing there is a big discrepancy between the retirement aspirations of young Canadians and their savings habits to date. Click here for my take on it.