Seek Findependence, not Retirement

wohlner66This week, I did a guest blog on Roger Wohlner’s blog, The Chicago Financial Planner, which you can find here.  As I note there, Roger [pictured on the left] is the kind of fee-only financial planner I recommend in Findependence Day. By the way, Roger is a must-follow on Twitter as @rwohlner

As you can note in the comments section which follow that post, people are becoming more aware of this paradigm shift and the distinction the book makes between traditional “Retirement” and Financial Independence (or “Findependence”).

As one commented, by viewing the goal as Findependence rather than full-stop retirement, he was able to move his “retirement” date up by 15 years.

Related to this concept is a blog I did here a few months ago about Early Findependence being a more achievable goal than Early Retirement. I note in this weekend’s Financial Post, a package of stories about extreme saving (I’d call that ‘guerrilla frugality”) by Melissa Leong, including a profile of a couple who supposedly “retired” at 35.

We’ve seen these stories before of course: Derek Foster and Dianne Nahirny both wrote books describing how they retired in their 30s. But of course, they were really describing Findependence since if nothing else they were still “working” by writing books how about how they stopped working!




Video: Pay down debt or save for retirement?

Here’s the second of three installments of a video interview I did with’s Kevin Press. It’s about three minutes and focuses on the theme of “guerrilla frugality” from the book, Findependence Day.

Click here to view.

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2nd Masters of Money blog: Guerrilla Frugality

The second edition of my new blog at’s new Masters of Money series has just been posted here. This is a phrase I originated in an FP column some years ago and incorporated into the novel. If Findependence [Financial Indeptendence] is the end, then ultra frugality is the means to that end.

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